:root {
  --legal-navy: #111b40;
  --legal-gold: #b59435;
  --legal-ink: #20263a;
  --legal-muted: #61697a;
  --legal-line: #e2e5ea;
}

* { box-sizing: border-box; }

.legal-page {
  margin: 0;
  background: #fff;
  color: var(--legal-ink);
  font-family: "Montserrat", Arial, sans-serif;
}

.legal-hero {
  display: grid;
  min-height: 430px;
  padding: 130px 24px 70px;
  place-items: center;
  background:
    linear-gradient(rgba(8, 17, 42, .58), rgba(8, 17, 42, .68)),
    url("assets/hero-building.jpg") center 42% / cover no-repeat;
  color: #fff;
  text-align: center;
}

.legal-hero span {
  display: block;
  margin-bottom: 16px;
  color: #e0c35e;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 3px;
}

.legal-hero h1 {
  max-width: 900px;
  margin: 0;
  font-size: clamp(34px, 5vw, 62px);
  line-height: 1.08;
  letter-spacing: 0;
}

.legal-shell {
  width: min(1080px, calc(100% - 48px));
  margin: 0 auto;
  padding: clamp(64px, 8vw, 110px) 0;
}

.legal-intro {
  margin-bottom: 52px;
  padding-bottom: 28px;
  border-bottom: 2px solid var(--legal-gold);
}

.legal-intro p,
.legal-section p,
.legal-section li {
  color: var(--legal-muted);
  font-size: 16px;
  line-height: 1.85;
}

.legal-meta {
  display: flex;
  margin: 24px 0 0;
  flex-wrap: wrap;
  gap: 10px 26px;
  color: var(--legal-muted);
  font-size: 13px;
}

.legal-section { margin-top: 42px; }
.legal-section h2 {
  margin: 0 0 18px;
  color: var(--legal-navy);
  font-size: clamp(23px, 3vw, 32px);
  line-height: 1.25;
  letter-spacing: 0;
}
.legal-section h3 {
  margin: 30px 0 12px;
  color: var(--legal-navy);
  font-size: 19px;
  letter-spacing: 0;
}
.legal-section ul { padding-left: 22px; }
.legal-section a { color: #315f9e; text-underline-offset: 3px; }

.legal-note {
  margin: 38px 0;
  padding: 22px 24px;
  border-left: 4px solid var(--legal-gold);
  background: #f7f7f8;
  color: var(--legal-muted);
  line-height: 1.7;
}

.policy-document {
  overflow: hidden;
  border: 1px solid var(--legal-line);
  border-radius: 8px;
  background: #fff;
  box-shadow: 0 16px 48px rgba(17, 27, 64, .09);
}

.policy-document img {
  display: block;
  width: 100%;
  height: auto;
}

.policy-copy {
  color: var(--legal-ink);
  font-family: "Montserrat", Arial, sans-serif;
}

.policy-copy h2 {
  margin: 64px 0 24px;
  padding-bottom: 14px;
  border-bottom: 2px solid var(--legal-gold);
  color: var(--legal-navy);
  font-size: clamp(24px, 3.2vw, 34px);
  line-height: 1.25;
  letter-spacing: 0;
}

.policy-copy h2:first-child { margin-top: 0; }

.policy-copy h3 {
  margin: 38px 0 14px;
  color: var(--legal-navy);
  font-size: clamp(19px, 2.3vw, 24px);
  line-height: 1.35;
  letter-spacing: 0;
}

.policy-copy p {
  margin: 0 0 18px;
  color: #4f586b;
  font-size: 15px;
  line-height: 1.85;
}

.policy-copy a { color: #315f9e; overflow-wrap: anywhere; text-underline-offset: 3px; }

.policy-table-wrap {
  width: 100%;
  margin: 26px 0 54px;
  overflow-x: auto;
  border: 1px solid #cfd4dc;
  border-radius: 8px;
  background: #fff;
}

.policy-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  line-height: 1.65;
}

.policy-table th,
.policy-table td {
  padding: 18px 20px;
  border-bottom: 1px solid #d9dde4;
  text-align: left;
  vertical-align: top;
}

.policy-table th { width: 35%; color: var(--legal-navy); font-weight: 700; }
.policy-table tr:last-child th,
.policy-table tr:last-child td { border-bottom: 0; }

.policy-page { display: block; background: #fff; }
.policy-page + .policy-page { border-top: 1px solid var(--legal-line); }

@media (max-width: 700px) {
  .legal-hero { min-height: 390px; padding:115px 18px 62px; overflow:hidden; }
  .legal-hero h1 { width:100%; max-width:390px; font-size:clamp(27px,8vw,34px); overflow-wrap:anywhere; }
  .legal-shell { width: min(100% - 30px, 1080px); padding: 58px 0 76px; }
  .legal-intro p, .legal-section p, .legal-section li { font-size: 15px; line-height: 1.75; }
  .legal-note { margin: 28px 0; padding: 18px; font-size: 14px; }
  .policy-document { overflow: hidden; border-radius: 6px; box-shadow: 0 8px 24px rgba(17, 27, 64, .08); }
  .policy-document img { width: 100%; min-width: 0; }
  .policy-copy h2 { margin-top: 48px; font-size: 24px; overflow-wrap: anywhere; }
  .policy-copy h3 { margin-top: 30px; font-size: 19px; }
  .policy-copy p { font-size: 14px; line-height: 1.75; }
  .policy-table-wrap { overflow: visible; border: 0; }
  .policy-table,
  .policy-table tbody,
  .policy-table tr,
  .policy-table th,
  .policy-table td { display: block; width: 100%; }
  .policy-table tr { margin-bottom: 14px; overflow: hidden; border: 1px solid #d9dde4; border-radius: 7px; }
  .policy-table th { padding: 14px 16px; border-bottom: 1px solid #d9dde4; background: #f5f6f8; }
  .policy-table td { padding: 14px 16px; border-bottom: 0; font-size: 13px; }
}